A mortgage is a type of secured loan which is provided by way of a "mortgage" over the title to a property, whether it be residential, commercial, industrial or any other type of property.

The Lender will provide finance equalling a certain percentage of the value of the property being provided as security.  Different loans are required for different purposes. 

There are a number of different places to get a housing loan:

• Banks.
• Building societies.
• Mortgage providers.
• Life insurance companies.
• Credit unions.

Possible costs and fees that may be payable when applying and obtaining finance include:

• Valuation fee;
• An application or establishment fee;
• Fees payable in connection with a panel solicitor preparing mortgage documents;
• Registration and stamp duty fees.

We act on behalf of a well established Bank which may be able to assist you in connection with an application for many types of loans (eg:  home loan, commercial loan, construction loan etc).  If you require any further information please contact us.

Arrange a consultation with an experienced solicitor.

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